Senior Credit Risk Manager Up to £110,000 London (3 days a week in office) This is a rare opportunity to join a high-growth consumer lending business in a role focused on innovation, transformation, and the development of new lending capabilities. Rather than maintaining existing credit processes, you will have the autonomy to identify, build, and deliver initiatives that create meaningful commercial impact and enhance customer outcomes. THE COMPANY They are a well-established financial services organisation operating within the consumer lending space. With strong foundations already in place across credit risk and lending operations, they are investing heavily in the future of their credit function. Their focus is on innovation, customer value, and developing new ways to approach lending, pricing, and customer engagement. You will join a collaborative environment where new ideas are encouraged, tested, and brought to life. THE ROLE As a Senior Credit Risk Manager, you will take ownership of high-impact initiatives from concept through to delivery and measurable business outcomes. Specifically, you can expect to be involved in the following: Identifying and delivering new lending, credit, and customer growth initiatives Developing new customer segments, lending propositions, and distribution opportunities Exploring cross-sell, retention, and customer value enhancement strategies Building and implementing innovative credit capabilities and lending strategies Assessing ..... full job details .....