Senior Credit UnderwriterLocation: Finchley Road, North West LondonSalary: Market-related, dependent on experienceJob Type: Permanent Full-TimeStart Date: ASAPOverviewWe are working with a growing and entrepreneurial financial services business based on Finchley Road, London, who are looking to appoint a Senior Credit Underwriter to join their expanding Credit team.This is a key role within the business, offering exposure across unsecured and secured SME lending, with additional involvement in asset finance and property development products. You will play an active role in shaping credit philosophy, supporting operational efficiency, and mentoring junior team members.Reporting directly to the Head of Credit, successful candidates will be granted a credit sign-off mandate and will contribute to streamlining end-to-end credit decisioning.Key Responsibilities Assess and analyse SME loan applications for serviceability and affordability in line with credit policyConduct second-line reviews as part of a four-eyes underwriting processProvide accurate reporting and analysis on non-performing loans, feeding back to senior managementActively participate in monthly Credit Committee meetings, clearly articulating credit decisions and risk appetiteContribute to continuous process improvement, including the adoption of advanced technology solutionsSupport day-to-day underwriting operations to ensure service level agreements (SLAs) are metAssist with the development, guidance, and ..... full job details .....