Head of Credit UnderwritingLocation: WolverhamptonSalary: Competitive + BenefitsType: Full-time, Permanent An exciting opportunity has arisen for an experienced Senior Credit Underwriter to play a pivotal role within a growing lending business. This is a senior leadership position responsible for overseeing credit decision-making, managing a team of sanctioners, and working closely with the Head of Business Development to ensure high-quality, compliant lending delivered within agreed SLAs. You will be instrumental in shaping credit policy, improving processes, coaching teams, and ensuring lending decisions reflect both risk appetite and the wider macro-economic environment. Lead and manage the team of sanctioners, ensuring consistent, robust and appropriate credit decisions.Act as first-line approval for progressing new loan appraisals and due diligence submitted by BDMs.Ensure strict adherence to credit policies, funding rules and guarantee scheme requirements.Review, update and enhance credit policies, procedures and loan appraisal processes.Keep abreast of macro-economic, political and sector-specific risks, adapting credit policy and training accordingly.Organise sanctioner availability to ensure SLAs for sanction and release are consistently met.Provide coaching, training and development to the BDM team on loan appraisals and credit quality.Support the Head of Business Development with the induction and training of new BDMs.Provide ongoing training and support to ..... full job details .....