Senior Product Manager - Payments

About Cleo
At Cleo, we''re not just building another fintech app. We''re embarking on a mission to fundamentally change humanity''s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That''s the future we''re creating. Cleo is a rare success story: a profitable, fast-growing unicorn with over $200 million in ARR and growing over 2x year-over-year. This isn''t just a job; it''s a chance to join a team of brilliant, driven individuals who are passionate about making a real difference. We have an exceptionally high bar for talent, seeking individuals who are not only at the top of their field but also embody our culture of collaboration and positive impact. If you’re driven by complex challenges that push your expertise, the chance to shape something truly transformative, and the potential to share in Cleo’s success as we scale, while growing alongside a company that’s scaling fast, this might be your perfect fit.About the roleWe are hiring for multiple Technical Product roles across a few of our key pillars. You will be very familiar with systems thinking and how technical decisions can impact the users directly. As a Lead Product Manager, you''ll work closely with a cross-functional squad of engineers, designers, data scientists, analysts and writers on an area focused around building our understanding of user data.Key Responsibilities
Leading the product strategy for Cleo’s payments experiencesCollaborating closely with ML engineers, data scientists and analysts to launch key new products with a global focusDefining and track success metrics related to customer engagement, retention, and financial well-beingPrioritising high-impact opportunities and ruthlessly focus your squad on what matters mostTranslating complex data capabilities (e.g. LLMs and ML models) into intuitive user experiencesEnsuring your squad is aligned and involved in product direction and key decisionsContinuously iterating on the product based on user insights, data, and testing outcomesWhat We’re Looking For
Extensive product management experience, building highly technical productsExperience working with machine learning modelling, Credit Risk or data science-driven featuresProficiency in systems thinking - you will be able to work directly with developers and tech leads on a daily basisStrong prioritisation skills with the ability to focus your team on impactful workCollaborative and inclusive leadership style with a track record of empowering cross-functional teamsAbility to clearly communicate product decisions and trade-offs to stakeholdersCreativity in approaching product challenges and rethinking how people manage their financesHigh energy and ownership mindset with a focus on driving measurable outcomesPassion for building tools that improve users’ financial lives through engaging, meaningful conversationsWhat do you get for all your hard work ?
A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles. You can view our public progression framework and salary bandings here:Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton and EQT VenturesA clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best workWork where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.Other Benefits
Company-wide performance reviews every 6 monthsGenerous pay increases for high-performing team membersEquity top-ups for team members getting promoted25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)6% employer-matched pension in the UKPrivate Medical Insurance via Vitality, dental cover, and life assuranceEnhanced parental leave1 month paid sabbatical after 4 years at CleoRegular socials and activities, online and in-personWe\''ll pay for your OpenAI subscriptionOnline mental health support via SpillWorkplace Nursery SchemeAnd many more!Welcoming Everyone
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds. If there’s anything we can do to accommodate your specific situation, please let us know.Download the Test Flight
App access for people in the UK and Europe: If you are an iOS user, please use this link to sign up to our TestFlight version of the app, so you can have a play around with the functionality and features:By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with CLEO. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with CLEO may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with CLEO''s Candidate Privacy Notice.
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