Overview

Senior Product Engineer - Ruby | UK

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CleoAt Cleo, we''re not just building another fintech app. We''re embarking on a mission to fundamentally change humanity''s relationship with money. Imagine a world where everyone, regardless of background or income, has access to a hyper-intelligent financial advisor in their pocket. That''s the future we''re creating.About Cleo : Cleo is a profitable, fast-growing unicorn with over $200 million in ARR. We aim to make a real difference with a culture of collaboration and impact, and we invite you to join us if you’re excited by complex challenges and shaping something transformative.Responsibilities

Joining a cross-functional product squad and collaborating with a mix of engineers, designers, analysts and other disciplines to develop features that enhance our users'' financial health.Collaborating with other senior peers in your squad and pillar to provide technical insight into upcoming work, and leading the delivery by helping pull everyone together to get it shipped.Mentoring colleagues to help them grow as engineers and actively supporting their development.Working on our Ruby on Rails monolith, building data models, APIs, and business logic services.Delivering your work using agile methodologies and tools like tests, observability, AB-tests, and feature flags.Analyzing data to identify problems and generate new ideas, using various sources such as our database, application logs, and user research data.Supporting colleagues through in-hours support and optionally joining the compensated out-of-hours on-call rotation.Contributing to cross-cutting concerns that improve our engineering efforts.Taking part in shaping the work of your squad beyond technical aspects, participating in product ideation, user research, design reviews, retrospectives, and more.Examples of product feature work

Building a secured credit cardLaunching new budget analysis featuresImplementing pricing experiments for subscriptionsAbout you

You are passionate about making a positive difference in society by improving the financial health of our users. You align with our company values and engineering principles, which drive our ways of working and software delivery.Qualifications

As this is a SE3-SE4 position we’re looking for someone who has at least 4 years industry experience of using Ruby on Rails. If it’s not quite that much, maybe you want to look at our standard Backend role.Tech stack

Cleo is built as a Ruby on Rails monolith with a single React Native app frontend, utilising TypeScript. We also leverage Python for machine learning services and PostgreSQL for our database, all hosted on AWS. Our CI/CD pipeline is fully automated, with production deployments happening on every merge via Heroku. Our backend engineers deploy multiple times a week, and we release our frontend app to Google and Apple for review at least once a week.We place a strong emphasis on quality. Our code is peer-reviewed, and we maintain automated testing using Minitest and CircleCI. We''re actively working towards a more modular architecture, focusing on separating concerns to achieve all the benefits of microservices within a monolith, while progressively refactoring our code as we build new features. Everyone in the engineering team contributes to driving our technical strategy, voices and ideas from all levels are valued: we are all owners at Cleo.Benefits

A competitive compensation package (base + equity) with bi-annual reviews, aligned to our quarterly OKR planning cycles.Work at one of the fastest-growing tech startups, backed by top VC firms, Balderton and EQT VenturesA clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support.Flexibility. We can’t fight for the world’s financial health if we’re not healthy ourselves. We work with everyone to make sure they have the balance they need to do their best workWork where you work best. We’re a globally distributed team. If you live in London we have a hybrid approach, we’d love you to spend one day a week or more in our beautiful office. If you’re outside of London, we’ll encourage you to spend a couple of days with us a few times per year. And we’ll cover your travel costs, naturally.Other benefits;Company-wide performance reviews every 6 monthsGenerous pay increases for high-performing team membersEquity top-ups for team members getting promoted25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo, up to 30 days)6% employer-matched pension in the UKPrivate Medical Insurance via Vitality, dental cover, and life assuranceEnhanced parental leave1 month paid sabbatical after 4 years at CleoRegular socials and activities, online and in-personWe\''ll pay for your OpenAI subscriptionOnline mental health support via SpillWorkplace Nursery SchemeAnd many more!We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.If there’s anything we can do to accommodate your specific situation, please let us know.UK App access:

The Cleo app is no longer downloadable in the UK (but only until next year). If you’re an existing user, you’ll still have access to the app. But some features won’t be available (just for a little while). Why? 99% of our users are based in the US – where financial health is often overlooked. We’ve decided to shift our focus to where we can provide the most value and make the greatest impact for users who need it most. Then we’ll be able to apply what we learn to better support our UK users in the future.By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with CLEO. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with CLEO may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with CLEO''s Candidate Privacy NoticeSeniority level

Mid-Senior levelEmployment type

Full-timeJob function

Engineering and Information Technology

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