Senior Data Scientist Behavioral Credit ModellingHybrid working London officesUp to 75,000 DOE + BenefitsRef: J12979Working with a consumer finance company that''s changing the way credit''s done.Fairer, simpler, and powered by data. Think challenger fintech with a real focus on transparency and impact.The roleYou''ll take full ownership of model development, building and deploying ML models that directly influence decisions across underwriting, fraud, and customer conversion. It''s hands-on, end-to-end, and you''ll be working with both structured and unstructured data in a fast-moving, collaborative team.What we''re looking forStrrong Python (pandas, sklearn, etc.) and advanced SQLExperience building behavioural or credit modelsSolid understanding of ML algorithms (not just how to run them)Clear communicator across tech and non-tech teamsAwareness of data drift and model monitoringAmazing visualization skills; ideas need to landBachelor''s degree in computer science, Mathematics, Statistics, or related fieldBonus points forCredit card or consumer finance experienceExposure to deep learning (Keras, TensorFlow)Git, Tableau, BitbucketMaster''s in Data Science or similarWhat''s on offerUp to 75k depending on experienceBonus scheme + private medical2530 days holiday + birthday offHybrid working (London)Enhanced family-friendly policiesGreat culture, real impactNo sponsorship ..... full job details .....