If you''re looking for a career that will help you stand out, join HSBC and fulfil your potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Are you a data driven problem solver passionate about improving customer outcomes and managing risk responsibly?We''re looking for a Lead Credit Risk Analyst to join our high-performing team supporting Wealth and Personal Banking (WPB) initiatives across HSBC, MandS bank and first direct. This is your chance to contribute to strategy design, drive portfolio performance and help shape the future of unsecured lending products.As part of a collaborative, award winning team (winners of Best Use of Data Analytics - FSTech Awards 2025), you''ll work on complex projects with real impact - leading analytical work, improving credit strategies and supporting business growth.You will play a key role in driving data-led decisions and strategy design for unsecured retail portfolios. Reporting to the Portfolio Manager, you''ll have ownership over analytical initiatives and portfolio projects that shape how we lend, manage risk, and improve customer outcomes.This is a high-impact role offering variety and challenge, with the opportunity to influence strategic direction across credit lifecycle decisions, including acquisitions, account management, and customers in financial difficulty.What You''ll Be Doing:Develop, ..... full job details .....