Overview

Clear Junction is a global payments company, licensed and regulated by the FCA in the UK, that offers regulated end-to-end payment solutions based on proprietary in-house technology. The company''s infrastructure is designed to meet the growing needs of global financial companies. Founded in 2016, the business has seen double-digit growth year on year, with over 150 fintech professionals now based across the UK and mainland Europe. Clear Junction is ranked number one in the FEBE Growth 100 list as the fastest-growing, founder-led, privately owned business in the UK. We have also recently been named as one of the fastest-growing privately held companies in The Sunday Times 100 List.Responsibilities

Coordinate information flow between the team and the Client Onboarding Team LeadContribute to the development/update of the technical tools and internal regulations in the area of expertiseProvide the AML compliance Team and other involved stakeholders with the information, as necessaryProvide regular reports to the Client Onboarding Team LeadAssure the performance of the team meets the SLA''s and basic quality requirementsAct as the first line of defence for any inbound new business prospects alongside the Business Development Managers (BDM)/ Relationship Managers (RM) with respect to AML, FinCrime and sanction risk- and compliance-related issuesScreening prospective clients for sanctions, PEP exposure and adverse media to determine whether they are within risk appetitePerform initial due diligence of potential new clients and/or existing clients applying for new productsJoin calls/meetings alongside BDM/RM to assess potential risks of onboarding prospects, including internal calls/meetings and direct interactions with prospective and existing clientsWork collaboratively with the RMs and provide guidance/assistance on compliance matters, including potential compliance risksAdvise and educate business lines on points of AML/CFT/FinCrime and regulationSupport the implementation of controls across business linesMaintain relevant records and documentation, and keep an audit trailContribute to the development, maintenance and implementation of sales- and compliance-related policies, procedures and other internal regulations, if requested by the department''s managementDevelop suggestions to enhance the CRM and other licensed and freeware tools used by the Sales and Marketing Department, as well as their integration with other software and services used by the companyContributing to the periodical monitoring, transaction and sanction screening, if requestedNotifying the Client Onboarding Team Lead about concerns and making escalations to the second line of defence where appropriateQualifications / Requirements

Substantial experience in KYC/ KYB, Due Diligence, preferably in a fintech or finance industryProven experience in risk management, preferably in a fintech or finance industryUnderstanding of risk management frameworks, methodologies, and toolsKnowledge of industry regulations and compliance requirementsA track record of managing risks and implementing risk management strategiesSkills in conducting company searches and use of resources such as Dow Jones Risk Centre is desirableAble to work with people cross-departmentally and across different time zonesAbility to use your own judgement to come to a decision, but also be aware of when issues need to be escalatedAbility to handle a high volume of tasks while maintaining attention to detailAbility to communicate with all levels of the firm professionally and tactfullyKnowledge of different types of corporate structuresKnowledge of different types of financial servicesKnowledge of payment services and crypto is strongly desirableStrong written and verbal communication skillsA degree level, or equivalent industry standard qualification, is desirableExcellent analytical and problem-solving skillsBenefits

Access to the company bonus scheme25 days holiday (plus bank holidays)Life assurance of 4 x salary, plus critical illness protectionPrivate medical after probation periodHybrid WorkingWork in a friendly, growing team

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