Credit Product Manager

Join us as a Credit Product Manager in our Private Banking team based in London.As part of a team of Product Managers you will jointly own and manage the Private Bank''s mortgage and real estate financing product, including but not limited to UK and Crown Dependency regulated mortgages and residential investment mortgages, ensuring it meets the needs of our clients globally across our lending platforms in the UK, Monaco, Switzerland and the Crown Dependencies.The role holder will lead on and support the delivery of our product road map with a focus on Ultra-High Net Worth (UHNW) clients, ensuring we continuously improve our product journeys and deliver new differentiated solutions for our client base. In doing so the role holder will ensure the product set aligns to the strategy of the Private Bank and Wealth Management (PBWM) businesses and meets our regulatory requirements, whilst managing our credit risk and achieving our commercial objectives in a controlled way. Further responsibilities include the day-to-day management of products, supporting/training our Distribution and Front Office teams and monitoring the performance and profitability of our portfolio.Essential Skills/Basic Qualifications:Understanding of Mortgage financing end to end journeys in Mass Affluent, HNW and UHNW marketsUnderstanding of global private wealth markets across country specific jurisdictionsCore understanding of credit regulatory capital requirements, return calculations and hedging ..... full job details .....
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