DATA SCIENTISTSALARY BETWEEN £50,000-£60,000LONDONHYBRID WORKING (ONCE A WEEK IN-OFFICE)Harnham are working with an early-stage FinTech lender that is looking to hire a Data Scientist to join its growing credit function. This is an excellent opportunity for someone with strong quantitative skills to have a direct impact on lending decisions and help shape a business from an early stage.THE COMPANYThis growing FinTech lender is building a modern lending platform that combines data-driven decision making with strong credit risk practices. Having recently secured funding and obtained the regulatory foundations needed for growth, the business is entering an exciting phase of expansion. Led by an experienced leadership team with a proven track record in consumer lending and financial services, the company offers the opportunity to join early, learn from industry experts, and play a key role in shaping the future of the business.THE ROLEAs a Data Scientist, you will focus on credit risk, decisioning, and lending strategy. You will play a key role in developing and implementing analytical solutions that support lending decisions, pricing, affordability assessments, and portfolio performance.Specifically, you can expect to be involved in the following:Building and monitoring credit risk scorecards, pricing models, and decisioning strategies.Developing analytical solutions using customer, transactional, and external data sources.Supporting affordability analysis, portfolio ..... full job details .....