Overview

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Transaction Management Analyst

role at

iwoca Deutschland .Imagine a world where every small business has the power to thrive. That’s the world we’re building at iwoca. Since 2012, we’ve revolutionised how small businesses access finance, turning what was once a lengthy process into something fast and flexible. We’ve provided billions in funding across Europe and aim to empower one million businesses with the financial tools they deserve.We combine technology, data science, and human understanding to make finance feel like a superpower, helping businesses with cash flow and opportunity capture – often within minutes.

ResponsibilitiesPreparation of monthly investor reports to be distributed to investors and other deal participants

Periodic monitoring of Portfolio Limits, Performance Triggers and Borrowing Base calculations

Instructing cash payments on each Interest Payment Date to investors, agents and other third parties

Collaborate with Treasury to manage liquidity, monitor cash levels, execute sweeps, and draw down facilities

Work with the Capital Markets team on new transactions and amendments to existing facilities

Manage a full transaction lifecycle from initial set-up through ongoing cash flow requirements and reconciliation with the loan reporting system

The Ideal Candidate Is Someone ThatEnsures timely and accurate distribution of reports to internal teams, investors, and regulators

Has strong attention to detail and can manage deadlines

Supports other team members and works well in a team

Anticipates reporting issues and prevents them at the structuring stage

Brings a growth mindset and hands-on problem-solving approach

Skills and Experience Required2–3 years experience in a cash management / reconciliation / financial reporting role at a leading financial institution or fintech

Experience with securitisation, structured finance or similar products is desirable; understanding of borrowing base mechanics, waterfall calculations, and portfolio diversification

Strong Excel skills; Looker knowledge is a bonus

Education: 2:1 or better from a top university

The Salary

We expect to pay from £45,000 – £55,000 for this role. Please include your salary goals with your application. We benchmark salaries against market rates and conduct quarterly performance and salary reviews.

The Culture

At iwoca, we hire smart, passionate, humble individuals with a growth mindset. We prioritise learning, growth, support, and professional development. We value diversity and encourage exploration of new areas to help us innovate. Our friendly, inclusive environment and flexible work policies support work-life balance.

The OfficesOffices in London, Leeds, Berlin and Frankfurt with drinks and snacks

Events and clubs such as bingo, comedy nights, yoga, football, etc.

The BenefitsMedical insurance from Vitality with discounted gym membership

Private GP service for you, your partner, and dependants

25 days’ holiday, extra day off for your birthday, option to buy or sell up to five additional days, and unlimited unpaid leave

One-month fully paid sabbatical after four years

Emotional and mental health support

3% pension contributions and share options

Generous parental leave and nursery tax benefit scheme

Cycle-to-work and electric car schemes

Two company retreats per year

Learning budget and access to learning platforms

Additional Information

Employment type: Full-time • Seniority level: Entry level

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