Collections and Recoveries Executive Asset Finance Loans Early Arrears Northampton (Onsite) 28,000- 32,000 + Performance Bonus + Benefits An ambitious and growing independent finance provider is seeking a highly capable Junior Collections and Recoveries Executive to join its Workouts and Collections function. This is a critical hire. The business is scaling its own-book lending and requires a commercially aware, detail-driven collections professional who can confidently manage early-stage arrears, loan terminations and recovery processes with judgement, professionalism and accuracy. This is not a script-based call centre role. It is a hands-on position within a Legal-led credit environment, offering exposure to loan recoveries, personal guarantees, asset disposals and statutory demand processes. The OpportunityYou will be responsible for managing early arrears and defaulting loan accounts, primarily across unsecured and secured business lending. The focus is:Rapid contact following missed paymentsConfident, professional negotiation of arrearsAccurate preparation of default and termination documentationSupporting statutory demand and recovery processesEscalating complex or high-risk cases appropriately The business adopts a proactive, commercially pragmatic approach: cooperative borrowers are treated fairly and constructively; non-engagement is escalated quickly and decisively. This is a role for someone who understands that time, accuracy and leverage matter in recoveries. ..... full job details .....