Purpose of Role Working in a fast-paced environment, responsible for managing a portfolio of Invoice Discounting and Factoring clients with funds in use of up to 1m in the Manchester Commercial Team. Ensure delivery of excellent customer service whilst maintaining a strong focus on risk management to preserve low bad debts and maximise client life and income. Strong interpersonal skills, building and maintaining relationships within the company and with our wider network of working partners. Responsible for producing annual reviews and ad hoc reports to a high standard and in line with the company''s Credit Policy. Key Responsibilities Main Tasks: Manage and control a portfolio of 40-50 factoring and invoice discounting clients with funds using up to 3,000,000. Minimise the risk of loss by using risk management tools and implementing risk management procedures. Maintain an understanding of the value of additional security in place per client. Maximise client life by ensuring delivery of excellent service and implement additional services where appropriate. Maximise income by ensuring the correct fee rates are maintained and by ensuring additional fees are charged where appropriate. Obtain and review financial information from clients. Undertake annual client reviews and ad hoc reviews where facility changes are required. Undertake client visits as required. Source new business opportunities for the company from existing client base. Take on new clients as required. Ensure ..... full job details .....