OverviewThe Senior Private Banker role is to develop and maintain a portfolio of 100+ private banking clients and to assist them with their banking, credit and investment related needs. Provide regulated mortgage and investment advice to clients and generate income from the client portfolio. Develop strong relationships with clients and clearly communicate the product offering of the Private Bank.

Responsibilities

Take personal responsibility for a portfolio of high net worth clients, heading their complete banking relationship with Weatherbys

Fully understand the potential banking needs of both private banking and business clients and generate sustained revenue growth over long-term proactive relationships

Identify and recruit potential new clients

Increase the volume of client lending and deposits

Increase assets under advice in the investment and wealth advice (IWA) service, provide compliant investment advice including suitability, and undertake ongoing monitoring of a client''s investments to ensure continued suitability

Take full responsibility for credit, lending and security documentation for own portfolio of clients

Put the clients'' interests first and execute client instructions in a timely and accurate manner

Manage excess control of accounts and sanction credit applications for clients using delegated lending authorities

Ensure compliance with all FCA Principles and Rules, other statutes and regulations, investment, mortgage and other Weatherbys standards and procedures whilst maintaining the highest standards of professionalism and ethics

Ensure level of training and competence is in line with regulatory investment and regulatory mortgage requirements

Handle all regulated and non-regulated complaints received

Manage the portfolio lending quality, including management of bad and doubtful debts

The above is not a definitive list of your duties and you may be required to perform additional tasks as necessitated by your changing role and in line with company objectives.

Skills

Exceptional client servicing and relationship management skills with high net worth clients and demonstrable experience in building and managing this client base.

Excellent verbal and written communications skills.

Excellent technical banking knowledge and experience of the financial services industry

Strong knowledge of global economic and political conditions, current affairs and competitor activity and the impact of these on clients

Excellent knowledge of regulated credit agreements / investment advice / deposits / portfolio management services / financial promotions

Significant experience in managing client portfolios with respect to client objectives and regulatory requirements.

Excellent knowledge of the process of assessing both creditworthiness and suitability

Good knowledge and understanding of the property purchasing process / security valuation / functioning of land register / account opening.

Computer literate with a solid understanding of Microsoft Word / Excel

Good report writing skills

Proactive and innovative approach with a positive attitude

Training and Qualifications

Degree educated or equivalent

Certified staff (previously CF30) status and commitment to maintain status as the regulatory requirements change

CeMAP Qualification

IAD Qualification

PCIAM Qualification

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance

Industries

IT Services and IT Consulting

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